Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a homeowner needing a bridge loan or a borrower who needs a short-term equity loan to make a competitive all cash offer on property. We can provide financing for both investment property and owner-occupied properties, upon qualification. MBR’s private capital sources fill in the gaps where banks and other private money sources leave off – offering fast funding of 1st and 2nd loans ranging from $200,000-$5,000,000 on both residential and commercial properties throughout California.