About Us

Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a homeowner needing a bridge loan or a borrower who needs a short-term equity loan to make a competitive all cash offer on property. We can provide financing for both investment property and owner-occupied properties, upon qualification. MBR’s private capital sources fill in the gaps where banks and other private money sources leave off – offering fast funding of 1st and 2nd loans ranging from $200,000-$5,000,000 on both residential and commercial properties throughout California.

Ami Ebright  |  Broker/Owner
I am a third generation Californian, raised in a real estate family. My first contract written was for my green three speed bicycle, payments were to be made monthly, I was 8 years old. After too many years of schooling, none of which included real estate (but I can speak Mandarin). I joined the family business and learned more about lending, here I am 26 years later, and I still love it.
DRE: 01411451  |  NMLS 1201489
Simone MacLeod  |  Agent
Born in Walnut Creek and a graduate of UC Santa Cruz, Simone entered real estate 18 years ago, and has been with MBR since 2004.  She assists buyers and sellers with home sales as well as loans. She also magically runs all of our systems in the office, including creating our database and operational systems.

DRE: 01308225

Neal Skapura  |  Agent
A resident of Oakland, CA, Neal attended UC Berkeley (B.A. English) and S.F. State (M.A. English) in order to work within the California community colleges in instructional technology and to teach English. He has been a lender with MBR since 2003 and recently obtained his real estate license in order to focus on residential and commercial private lending.

DRE: 02009321

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